Spar SBI Card SELECT vs HDFC Diners Club Rewardz Credit Card

Spar SBI Card SELECT

HDFC Diners Club Rewardz Credit Card

Joining Fees

₹1,499

₹1,000

Editor's Rating

2.5

4.8

Key Features

On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Book Air Tickets / Hotels across 150+ Airlines and choice of Hotels (Domestic & International) at www.hdfcbankdinersclub.com
You can Redeem Reward points for booking Air Tickets / Hotels across 150+ Airlines and Choice of hotels (Domestic & International) at www.hdfcbankdinersclub.com ( 1 Reward Point = 0.30 AirMile )
10 X Reward Point on International spends for shopping at partnered brands
Redeem Reward Point for AirMiles across InterMiles, or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 AirMile )
Fuel Surcharge Waiver capped at Rs. 500 every billing cycle

Editor's Review

Pros

Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)

Cons

No Golf/coaching sessions
Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

3 Reward Points for every Rs. 150 spent; 3X Reward Points for spends at partner brands
Get double the Reward Points for spends on groceries, dining and airline tickets
24x7 concierge service

Cons