Spar SBI Card SELECT vs Citibank Cashback Credit Card
Joining Fees
₹1,499
₹500
Editor's Rating
2.5
3.5
Key Features
- On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
- On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points
- On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
- With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home
- 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
- The unredeemed cashback is evergreen as it'll never expire
- Turn big purchases into small payments
- Instant Loans
- Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more
Editor's Review
Pros
- Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
- Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
- Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)
Cons
- No Golf/coaching sessions
- Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits
Pros
- The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
- This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
- Get benefits worth Rs. 3,300+ in the first year
Cons:
- No Complimentary Airport Lounge access
