Spar SBI Card SELECT vs Axis Bank Executive Corporate Credit Card

• On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
• With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• 24/7 Concierge Services
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year
• Avail 4 complimentary lounge access within India per quarter
• Avail Insurance Coverage as per following:

A. Emergency Hospitalization - $5,000

B. Lost Card Liability - Rs. 2 Lakh

C. Medical Evacuation - $ 3,000

D. Hijack Distress Allowance - $ 1,000

E. Critical Illness - Rs. 10 Lakh

F. Baggage Delay - Rs. 30,000

G. Missed connecting International - Rs. 30,000

H. Delay in Check in Baggage - Rs. 30,000

I. Loss of Check in Baggage - Rs. 30,000

J. Loss of Documents (Passport, Visa) - Rs. 10,000

K. Corporate Liability Policy - Rs. 2,00,000

• On every spends of Rs.  200 earn 4 Plus points on domestic spends and 8 Plus points on international spends
• Lowest foreign currency mark up of 2%
• One can do 30% cash withdrawal
• Fuel Transaction Surcharge: Get 1% refund for fuel transaction between Rs. 400 to Rs. 4000

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

• No Golf/coaching sessions
• Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits

Pros

• Avail 3 complimentary VIP Assistance Services in a calendar year
• Book up to 4 complimentary golf rounds and 1 lesson in a year
• Avail complimentary access to over 1,100 airport lounges worldwide up to 8 times in a calendar year and 4 complimentary lounge access within India per quarter

Cons

• No movie benefits
• No cashback benefits
• No dining benefits