Shoppers Stop HDFC Bank Credit Card vs RBL Bank MoneyTap Credit Card

Joining Fees

₹299

₹499

Editor's Rating

3.7

4.3

Key Features

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
  • 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • Convert big spends into EMI after purchase
  • The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
  • Link the RuPay credit card with UPI and avail Scan and Pay for all transactions

* You can transfer funds as low as Rs. 3000 or as high as your credit limit, to your registered bank account
* Convert the card spends, Rs. 3000 or higher, into EMIs straight from the MoneyTap app
* Know all the charges through the MoneyTap app. Keep a track on transaction history, upcoming payments or EMIs and due dates
* Get Reward Points for all domestic/international purchases and redeem them for the products you desire at www.rblrewards.com
* Earn 1 reward point for every Rs. 100 spent on all purchases at merchant outlet
* Earn 2 reward points for every Rs. 100 spent on all online purchases (credit-line/loan spends excluded)
* Reward points are not received on fuel spends
* Avail 10% instant discount on Grofers app using the coupon code “MONEYTAP” on 2 Grofers orders in a month (up to Rs. 300 across orders)
* Avail 20% cashback on all Zomato orders (up to Rs. 200 in a month)
* Get 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
* The Membership Fee for the second year which is Rs. 499 will be waived off on spends of Rs. 1.5 lakh in the previous year
* Milestone Benefit: On crossing spends of Rs. 2.5 lakh in the year, receive Rs. 1000 Amazon voucher

Editor's Review

Pros

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

  • No golf benefits are provided
  • No airport lounge access
  • No movie and dining benefits

Pros
* Avail 10% instant discount on Grofers app and 20% cashback on all Zomato orders
* 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations.

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles


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