Shoppers Stop HDFC Bank Credit Card vs HDFC Business MoneyBack Credit Card

Joining Fees

₹299

₹500

Editor's Rating

3.7

3

Key Features

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
  • 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • Convert big spends into EMI after purchase
  • The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
  • Link the RuPay credit card with UPI and avail Scan and Pay for all transactions
  • Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
  • Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
  • Use HDFC Bank Business Moneyback Credit Card for Vendor/supplier and GST payments and enjoy up to 50 days of interest-free credit period
  • Earn 2,500 Bonus Reward Points on spends of Rs. 1.8 lakhs or more within your anniversary year
  • Redeem reward points as cashback against the statement
  • Get 5X Reward Points on Fuel with a maximum 1000 points per month in the first year
  • Do note that effective 1st October 2023, 5X RP on fuel transactions will be discontinued
  • Up to 50 days interest-free credit period
  • Avail 5% Monthly Cashback on Business Essential Spends such as electricity bills, telephone and internet bills, Government and Tax Payments
  •  Get up to Rs.250 cashback per statement with a minimum monthly spend of Rs.10,000. This offer is applicable only in the first year
  • Get 5% cashback on GST payments using Business Credit Card. Offer valid only for the first year after card issuance
  • Avail up to 4 Reward Points on every Rs. 150 spent for business payment, redeem reward points to pay credit card bill
  • Register your credit card with SmartPay, HDFC Bank's utility bill payment service, and ensure that your utility bills are paid on time, conveniently and easily. You can get an assured cashback of up to Rs. 1800 in the first year, as well as exciting e-vouchers worth up to Rs. 800 for adding two or more bills on Smart Pay
  • Zero Lost card liability
  • Enjoy Revolving Credit at a nominal interest rate
  • 1% fuel surcharge waiver at all fuel stations across India on minimum transactions of Rs. 400 and maximum transactions of Rs. 5000
  • Experience wonderful dining benefits with the Good Food Trail program
  • Save up to 20% on your restaurant bills at 20,000+ restaurants with Swiggy Dineout. This offer includes discounts from both the restaurant and Swiggy. Valid only for payments made through the Swiggy app
  • Milestone Benefit: Earn Bonus 2,500 Bonus Reward Points when spending Rs. 1.8 lakhs in the anniversary year
  • Renewal Offer: If you spent Rs.50,000 or more in the previous year, your renewal fee will be waived off
  • Convert big spends into EMI after purchase
  • The HDFC Bank Business Moneyback Credit Card is equipped with contactless payment technology for added convenience and speed

Editor's Review

Pros

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

  • No golf benefits are provided
  • No airport lounge access
  • No movie and dining benefits

Pros

  • Gain 2X Reward Points, 4 Reward Points, on every Rs. 150 spent online
  • Avail 2 Reward Points on all other retail spends, excluding wallet, EMI, and petrol, for every Rs. 150 spent
  • Avail 5% Monthly Cashback on Business Essential Spends 

Cons

  • No golf benefits are provided
  • No airport lounge access


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