Shoppers Stop HDFC Bank Credit Card vs First Citizen Citi Credit Card

Joining Fees

₹299

₹500

Editor's Rating

3.7

4.5

Key Features

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
  • 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
  • Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
  • Convert big spends into EMI after purchase
  • The Shoppers Stop HDFC Bank Credit Card  is equipped with contactless payment technology for added convenience and speed
  • Link the RuPay credit card with UPI and avail Scan and Pay for all transactions
  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 

Editor's Review

Pros

  • Get 3% Reward points on every Shoppers Stop spends
  • Get 1% Reward points on every Non-Shoppers Stop spends
  • Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350

Cons

  • No golf benefits are provided
  • No airport lounge access
  • No movie and dining benefits

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate


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