Shoppers Stop HDFC Bank Credit Card vs American Express® Platinum Reserve
Joining Fees
₹299
₹10,000
Editor's Rating
3.7
3.7
Key Features
- Get 3% Reward points on every Shoppers Stop spends
- Get 1% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
- 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Weekend offer: Get a discount of Rs. 500 per month for a single purchase of Rs. 15,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
- Convert big spends into EMI after purchase
- The Shoppers Stop HDFC Bank Credit Card is equipped with contactless payment technology for added convenience and speed
- Link the RuPay credit card with UPI and avail Scan and Pay for all transactions
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- Get 3% Reward points on every Shoppers Stop spends
- Get 1% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Silver Edge membership worth Rs. 350
Cons
- No golf benefits are provided
- No airport lounge access
- No movie and dining benefits
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
