Shoppers Stop Black HDFC Bank Credit Card vs YES Premia Credit Card
Joining Fees
₹4,500
₹1,599
Editor's Rating
4
3.5
Key Features
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
- Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
- 16 complimentary domestic lounge access per calendar year (4 per quarter)
- 8 complimentary international lounge access per calendar year (2 per quarter)
- 1% fuel surcharge waiver at all fuel stations in India
- Convert big spends into EMI after purchase
- This card is equipped with contactless payment technology for added convenience and speed
- Get Accidental air death cover worth Rs. 3 Crores
- Get emergency overseas hospitalization of up to Rs. 50 lakhs, in case of emergency
- Credit liability cover of up to Rs. 9 Lakhs
- Zero lost card liability
- Avail 8 Reward Points per Rs. 200 on Grocery Stores & Supermarkets, Department Stores and Dining spends & 6 Reward Points per Rs. 200 on all other retail spends
- Priority Pass membership offering two complimentary international lounge access per calendar year
- 25% Discount on Movie Tickets booked on BookMyShow capped at Rs 250
- Complimentary Domestic Lounge access & Golf privileges across select golf courses in India
Editor's Review
Pros
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
- No golf benefits are provided
- No movie and dining benefits
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of Rs. 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- High-interest rates
- Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit
