Shoppers Stop Black HDFC Bank Credit Card vs RBL Bank World Safari Credit Card

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
• Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
• 16 complimentary domestic lounge access per calendar year (4 per quarter) 
• 8 complimentary international lounge access per calendar year (2 per quarter) 
• 1% fuel surcharge waiver at all fuel stations in India 
• Convert big spends into EMI after purchase
• This card is equipped with contactless payment technology for added convenience and speed
• Get Accidental air death cover worth  Rs. 3 Crores
• Get emergency overseas hospitalization of up to  Rs. 50 lakhs, in case of emergency
• Credit liability cover of up to Rs. 9 Lakhs
• Zero lost card liability

* 0% markup fee on all foreign currency transactions and travel
* Earn Travel Points on all spends, and they’re redeemable for flights and hotel bookings
* Avail 2 Travel Points for every Rs. 100 spent on all purchases
* Avail 5 Travel Points for every Rs. 100 spent on Travel spends
* No Reward Points on International purchases
* 10,000 bonus Travel Points on spends of Rs. 2.5 lakh in a year 
* Additional 15,000 Travel Points on spends of Rs. 5 lakh in a year 
* Obtain Gift Card worth Rs. 10,000 from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lakh in a year
* 2 complimentary lounge visits every quarter in India
* Access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass. The visits are inclusive of guest visits
* Avail additional complimentary lounge visit via Priority Pass on spends of Rs. 50,000 or more in a calendar quarter
* Complimentary Travel Insurance that covers: Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport, and Dental Treatment
* 24*7 Concierge Desk
* Access to selected golf courses across the country 
* Complimentary golf rounds 
* Free golf lessons
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 250 per month

Pros

• Get 7% Reward points on every Shoppers Stop spends
• Get 2% Reward points on every Non-Shoppers Stop spends
• Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500

Cons

• No golf benefits are provided
• No movie and dining benefits

Pros

* Complimentary golf rounds 
* 2 complimentary lounge visits every quarter in India and access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass
* Fuel Surcharge wavier across all fuel stations

Cons

* No discounts on flights and hotels through air miles
* This card provides Travel Points instead of Air Miles that adds an unnecessary step for redemption
* No benefits on dining, shopping or entertainment