Shoppers Stop Black HDFC Bank Credit Card vs IRCTC SBI Card Premier
Joining Fees
₹4,500
₹1,499
Editor's Rating
4
3.5
Key Features
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
- Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
- 16 complimentary domestic lounge access per calendar year (4 per quarter)
- 8 complimentary international lounge access per calendar year (2 per quarter)
- 1% fuel surcharge waiver at all fuel stations in India
- Convert big spends into EMI after purchase
- This card is equipped with contactless payment technology for added convenience and speed
- Get Accidental air death cover worth Rs. 3 Crores
- Get emergency overseas hospitalization of up to Rs. 50 lakhs, in case of emergency
- Credit liability cover of up to Rs. 9 Lakhs
- Zero lost card liability
- Get 10% back on AC1, AC2, AC3, Executive Chair car and Chair Car as reward points for ticket purchases on www.irctc.co.in and IRCTC Mobile App
- Get 5% back on Air ticket purchases on www.air.irctc.co.in
- Get 5% back on E-catering purchases on www.ecatering.irctc.co.in
- Earn 3 Reward Points per 125 spent on Dining and standing instructions on Utility spends
- Avail 1 Reward Point per 125 spent on other non-fuel retail purchases
- Get 2,500 Reward Points on annual travel spends of Rs. 50,000
- On annual travel spends of Rs. 1,00,000, avail 5,000 Reward Points
- Spend Based Reversal of Annual Fee on spends of Rs. 2 Lakhs
- Complimentary Rail Accident Insurance of Rs. 10 Lakhs
- Complimentary Air Accident insurance of Rs. 50 Lakhs
- Complimentary Fraud Liability cover of Rs. 1 Lakh
- Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
- Save 1.8% transaction charges on airline ticket bookings on www.air.irctc.co.in
- Book airline tickets with IRCTC at unbeatable prices, and explore the wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at 5,000+ hotels, covering 350 cities in India
- 1% fuel surcharge at all petrol pumps in India, on transactions between Rs. 500 - Rs. 4,000
- 8 complimentary railway lounge access in a year to participating lounges in India (Max 2 per quarter)
- Visa Privileges include: Savings of 10% on Hertz car rental and up to 35% on Avis Car Rentals, exclusive benefits across 900 luxury hotels globally, and obtain up to 10,000 miles per night on hotel stay plus 25% extra miles on Kaligo.com
- Complimentary credit card fraud liability cover of Rs. 1 lakh
- Complimentary Overseas Accident cover of Rs. 50 lakh
- With Flexipay facility, convert transactions in EMIs by simply transacting Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
- While booking railway tickets online using IRCTC SBI Platinum Card, get the tickets delivered at your doorstep
- The IRCTC SBI Card Premier credit card is accepted in over 24 million outlets across the world, including 3,25,000 outlets in India
Editor's Review
Pros
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
- No golf benefits are provided
- No movie and dining benefits
Pros
- Complimentary credit card fraud liability cover of Rs. 1 lakh
- Complimentary Overseas Accident cover of Rs. 50 lakh
- 8 complimentary railway lounge access in India
Cons
- No golf benefits
- No complimentary airport lounge access
