Shoppers Stop Black HDFC Bank Credit Card vs InterMiles ICICI Bank Coral Credit Card
Joining Fees
₹4,500
₹1,250
Editor's Rating
4
4.3
Key Features
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
- Weekend offer: Get a discount of Rs. 2000 per month for a single purchase of Rs. 50,000 or more at Shoppers Stop over the weekend. This offer is limited to a maximum of once per month and five times in a year. The weekend is considered to be Friday, Saturday, and Sunday
- 16 complimentary domestic lounge access per calendar year (4 per quarter)
- 8 complimentary international lounge access per calendar year (2 per quarter)
- 1% fuel surcharge waiver at all fuel stations in India
- Convert big spends into EMI after purchase
- This card is equipped with contactless payment technology for added convenience and speed
- Get Accidental air death cover worth Rs. 3 Crores
- Get emergency overseas hospitalization of up to Rs. 50 lakhs, in case of emergency
- Credit liability cover of up to Rs. 9 Lakhs
- Zero lost card liability
- Every year, upon renewing the Jet Airways ICICI Bank Coral Credit Card, get 1,250 bonus InterMiles
- Avail 5% discount on Economy Class tickets booked on Etihad Airways
- Redemption Miles Back on international flights: 20%
- BookMyShow and Inox Offer: Avail 25% discount capped up to Rs. 100 on purchase of minimum two tickets per transaction. This benefit can be availed twice in a month (once each on American Express and on Visa variant) on BookMyShow and Inox individually
- Exclusive dining offers through ICICI Bank Culinary Treats Programme
- 1% fuel surcharge will not be applicable on fuel transactions of up to Rs. 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines
- Accumulate a maximum of 40,000 InterMiles against your spends in each anniversary year. When this cap is reached, an InterMiles Uncapping Fee of Rs. 7,500 will be levied to the Credit Card account
- American Express Connect provides a wide range of special offers in various categories like Travel, Lodging, Dining, Retail and Online Shopping
- American Express ezeClick is a faster, smarter and secure online payment solution. It replaces the requirement of inserting the Credit Card details every time you shop online with just a single User ID
- American Express® Privileges: Get 2 complimentary domestic airport lounge access per quarter (1 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Coral Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
- VISA Lounge Access: Get 2 complimentary domestic airport lounge access per quarter (1 each on American Express and/or Visa variant) on your InterMiles ICICI Bank Coral Credit Card by spending Rs. 5,000 in a calendar quarter on each of your cards to avail of this facility in the next calendar quarter
Editor's Review
Pros
- Get 7% Reward points on every Shoppers Stop spends
- Get 2% Reward points on every Non-Shoppers Stop spends
- Enjoy Complimentary Shoppers Stop Black membership worth Rs. 4500
Cons
- No golf benefits are provided
- No movie and dining benefits
Pros
- 1% fuel surcharge will be applicable on fuel transactions
- Complimentary airport lounge access
- Enjoy your favourite movies with offers on BookMyShow and Inox
Cons
- High interest rates
- No Golf Privileges
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