SBM ZET Credit Card vs SBI Elite Credit Card

• Minimum FD of Rs. 2,000 is required to obtain this secured credit card
• Earn up to 7% Interest on FD
• Credit limit: 90% of FD amount
• A lifetime-free credit card with no renewal fees
• No Income Proof- Easy application with no credit history required
• Exclusive Discounts: Rewards and discounts you’ll love
• Zero interest for 45 days on UPI payments
• 5% Rewards on Amazon
• 8% Rewards on Flipkart
• 20% Rewards on Myntra
• Enjoy up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

Pros

• Earn up to 7% Interest on FD
• 5% Rewards on Amazon, 8% Rewards on Flipkart, 20% Rewards on Myntra, and up to 15% Rewards on All Major Platforms
• Up to 20% off on Swiggy, Zomato, and BookMyShow

Cons

• No travel benefits
• No golf benefits
• No complimentary domestic or international airport lounge access

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it