SBI Signature Corporate Credit Card vs Tata Neu Infinity HDFC Bank Credit Card

• Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
• Complimentary travel insurance cover for your employees
• Make reservations for airlines, hotels, car rentals, cruise lines and much more
• Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
• Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests

• In a year, spend Rs. 3,00,000 or more before the Credit Card renewal date and get the renewal fee waived off
• 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
• 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
• 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month
• Earn additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass
• Reward points gained on Grocery transactions will be capped to 2,000 per month
• Zero lost card liability
• Foreign Currency Markup: 2% on all your foreign currency spends
• Domestic Lounge Access – VISA / RuPay Card: 8 Complimentary Domestic Lounge Access per calendar year (2 in a quarter). Rs. 2 (VISA / RuPay) will be charged to the Credit Card for the Lounge Access
• International Lounge Access – VISA Card: By using Priority Pass avail up to 4 Complimentary International Lounge Access per calendar year (1 per Quarter). If exceed the 4 Complimentary (1 per Quarter) visits, you will be charged at US $27 + GST per visit
• International Lounge Access - RuPay: 4 Complimentary International Lounge Access per calendar year (1 per Quarter)

Pros

• Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
• With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
• Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card

Cons

• Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
• No Golf/coaching sessions

Pros

• Accidental air death cover worth Rs. 1 Crore
• Emergency overseas hospitalization: Up to Rs. 15 lakhs
• Lost Card Liability Cover : Up to Rs. 9 lakhs
• Use the NeuCoins for purchases on Tata Neu /Website for Brands like: AirAsia India, Bigbasket, Croma Westside, Tata CLiQ, Tata CLiQ Luxury, Hotel Bookings/Purchases on IHCL, TATA 1MG, Qmin, and Titan and Tanishq (only via Tata Neu)

Cons

• No golf benefits
• Tata Neu coins are valid only for 1 year and can be used only in the Tata Neu app or paying thru the Neu app