SBI Signature Corporate Credit Card vs IDFC FIRST Select Credit Card

• Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
• Complimentary travel insurance cover for your employees
• Make reservations for airlines, hotels, car rentals, cruise lines and much more
• Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
• Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests

• Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
• 5% cashback on making the first EMI transaction made within 90 days of card set-up
• 10X Reward Points on purchases greater than Rs.20,000
• 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
• 4 complimentary domestic lounge access per quarter
• 4 complimentary Railway lounge access every quarter
• Low foreign exchange mark-up fee of 1.99%
• 20% discount on 1500+ Restaurants
• 15% discount on 3000+ Health & Wellness Outlets
• Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

• Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
• With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
• Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card

Cons

• Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
• No Golf/coaching sessions

Pros

• 10X Rewards on all spends done on your Birthday
• Reward points will never expire
• Comprehensive Travel Insurance Cover of Rs. 22,500
  
  Cons

• Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
• Interest-free cash withdrawal available for 48 days only
• The dining benefits provided by the card are satisfactory but not that great