SBI Platinum Corporate Credit Card vs Spar SBI Credit Card

• The SBI Platinum Corporate card is accepted at more than 38 million outlets across the globe including 03 million outlets in India. It is recognized for its highest international authorization approval rate
• Easily track and control organisation’s expenses with spend management tool
• Avail complimentary insurance cover. Insurance will cover the organisation’s corporate card liability against frauds by employees
• Insurance Cover details are as follows:

a. Fraud Related Insurance: On Individual cards- Equal to the credit limit of the card, subject to a maximum amount of Rs. 2 lakhs. At a corporate level- Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs

b. Travel insurance: It includes Air accidental death, Lost card liability, baggage loss, baggage delay, loss of passport (only international), flight delay     

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card
• Easily become a Priority Pass Program member at an annual charge of Rs. 180 + applicable taxes. Access to more than 600 international airport lounges worldwide with the membership. A usage fee of only $27 plus applicable taxes will be charged to the card
• Chip and PIN benefits
• The Lounge Access program is provided at all participating lounges at airports in India. Upon presentation of the SBI Corporate Card and boarding pass, cardholders can enjoy the following privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves and for their accompanying guests                                                 
• Fuel Surcharge: 1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

• Cumulative milestone benefits up to 16,000 RP worth Rs 4,000
• On annual spends of Rs 20,000 across all Landmark Stores, avail 1,000 bonus Reward Points
• On annual spends of Rs 45,000 across all Landmark Stores, get 2,000 bonus Reward Points
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores
• 1% fuel surcharge waiver 

Pros

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card.
• 1% of transactional value. 1% Surcharge Waiver, excluding taxes and other charges for transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Cons

• Although you can easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes, a usage fee of $27 plus taxes will be charged to the card
• No complimentary Golf/coaching sessions

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefits include getting 2,000 bonus reward points equivalent to Rs. 500 on payment of Annual Fees 
• Spar SBI Card can be used in over 24 million outlets globally, including 3,25,000 outlets in India
• Earn 5,000 bonus Reward Points on annual spends of Rs 95,000 across all Landmark Stores                       

Cons 

• No Golf/coaching sessions
• Priority Pass Lounge Charges: Through the Priority Pass Program, airport lounge visits within India will be charged with 19 usage fee of $27 per visit + applicable taxes. Moreover, airport lounge visits outside India after exhausting the complimentary visits will be charged with usage fee of $27 per visit + applicable taxes