SBI Platinum Corporate Credit Card vs Spar SBI Card SELECT

• The SBI Platinum Corporate card is accepted at more than 38 million outlets across the globe including 03 million outlets in India. It is recognized for its highest international authorization approval rate
• Easily track and control organisation’s expenses with spend management tool
• Avail complimentary insurance cover. Insurance will cover the organisation’s corporate card liability against frauds by employees
• Insurance Cover details are as follows:

a. Fraud Related Insurance: On Individual cards- Equal to the credit limit of the card, subject to a maximum amount of Rs. 2 lakhs. At a corporate level- Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs

b. Travel insurance: It includes Air accidental death, Lost card liability, baggage loss, baggage delay, loss of passport (only international), flight delay     

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card
• Easily become a Priority Pass Program member at an annual charge of Rs. 180 + applicable taxes. Access to more than 600 international airport lounges worldwide with the membership. A usage fee of only $27 plus applicable taxes will be charged to the card
• Chip and PIN benefits
• The Lounge Access program is provided at all participating lounges at airports in India. Upon presentation of the SBI Corporate Card and boarding pass, cardholders can enjoy the following privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves and for their accompanying guests                                                 
• Fuel Surcharge: 1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

• On overall annual retail spends of Rs 300,000, avail 12,000 bonus Reward Points
• On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points 
• On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points
• With Flexipay facility, convert transactions in EMIs. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
• The Easy Money facility get a cheque or draft against your cash limit and get it delivered to home

Pros

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card.
• 1% of transactional value. 1% Surcharge Waiver, excluding taxes and other charges for transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Cons

• Although you can easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes, a usage fee of $27 plus taxes will be charged to the card
• No complimentary Golf/coaching sessions

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

• Welcome benefit of receiving 6,000 bonus reward points equivalent to Rs. 1,500 on payment of Annual Fees
• Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies
• Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel)            

Cons 

• No Golf/coaching sessions
• Usage of USD 27 plus applicable taxes will be charged on Spar SBI card PRIME for all visits post the complimentary visits