SBI Platinum Corporate Credit Card vs Kotak NRI Royale Signature Credit Card

• Track and control your organisation’s expenses with Visa Intellilink spend management tool
• Get complimentary insurance cover on your SBI Corporate Card
• Travel insurance: Air accidental death
• Easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes
• Visa Lounge Access program offered by Visa at all participating lounges at airports within India. Get complimentary access, maximum two visits per quarter

• Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
• Fuel Surcharge Waiver 
• Railway Surcharge Waiver 
• NRI Royale Shield

Pros

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card.
• 1% of transactional value. 1% Surcharge Waiver, excluding taxes and other charges for transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Cons

• Although you can easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes, a usage fee of $27 plus taxes will be charged to the card
• No complimentary Golf/coaching sessions

Pros

• This card is good for Indians who are residing overseas
• Freedom to purchase and pay in INR
• Complimentary access to Airport Lounges in India 

Cons

• No Golf Privileges 
• No Concierge Services 
• This card isn’t good for those who desire a low foreign currency mark up card