SBI Platinum Corporate Credit Card vs ICICI Business Credit Cards

• The SBI Platinum Corporate card is accepted at more than 38 million outlets across the globe including 03 million outlets in India. It is recognized for its highest international authorization approval rate
• Easily track and control organisation’s expenses with spend management tool
• Avail complimentary insurance cover. Insurance will cover the organisation’s corporate card liability against frauds by employees
• Insurance Cover details are as follows:

a. Fraud Related Insurance: On Individual cards- Equal to the credit limit of the card, subject to a maximum amount of Rs. 2 lakhs. At a corporate level- Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs

b. Travel insurance: It includes Air accidental death, Lost card liability, baggage loss, baggage delay, loss of passport (only international), flight delay     

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card
• Easily become a Priority Pass Program member at an annual charge of Rs. 180 + applicable taxes. Access to more than 600 international airport lounges worldwide with the membership. A usage fee of only $27 plus applicable taxes will be charged to the card
• Chip and PIN benefits
• The Lounge Access program is provided at all participating lounges at airports in India. Upon presentation of the SBI Corporate Card and boarding pass, cardholders can enjoy the following privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves and for their accompanying guests                                                 
• Fuel Surcharge: 1% of transactional value. 1% Surcharge Waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Key Features For all ICICI Business Cards: 

• Interest-free credit period up to 48 days
• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Simplify book keeping - Online expense management
• Complimentary Airport Lounge access
• Comprehensive Insurance Coverage up to Rs. 75 lakh
• GCAS customer assistance

For Business Advantage Black Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below: 

For Statement Balance Rs >75k:

Domestic Spends - Up to 1%

International Spends Up to 1%  

For Statement Balance (Rs<25k> – Rs<50k>):

Cashback on eligible spends-

Domestic Spends: Up to 0.5%

International Spends: Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 2,000 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 

Enjoy Exclusive SME Offers from top brands such as: Docusign (Get 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (When booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock. Get free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans. Get up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, up to Rs. 200 off on Airtel Broadband monthly bill, and Rs. 75 off on a standard Airtel Corporate Postpaid market plan).

FOR Business Advantage Blue Card:

Key benefits:

Save more with Cashback, earn cashback on spends which means more you spend the higher cashback you get. For details see below:

Statement Balance Rs >75k Cashback on eligible spends:

Domestic Spends -  Up to 1%

International Spends - Up to 1%  

Statement Balance (Rs<25k> – Rs<50k>) Cashback on eligible spends:

Domestic Spendsc - Up to 0.5%

International Spends - Up to 1%

Eligible only on Airline, Hotel and restaurant spends except for select categories such as fuel, cash withdrawals, insurance, all fees and interest charges. Cashback earned in a month is subject to a maximum of Rs 500 through eligible spends.

• Contactless Card
• Concierge Services
• Culinary Treats: Get minimum discount of 15% on dining bill at nearly 2,500+ restaurants spread across cities with the ICICI Bank Culinary Treats Programme
• Insurance Benefits: Personal air accident death insurance cover of up to Rs 75 lakh
• Airport Lounges: Get 2 complimentary access per quarter at select Airport Lounges in India 
• Exclusive SME Offers from top brands such as: Docusign (Get minimum of 10% off up to a maximum of 30% off on an annual DocuSign Business Pro Package), Evernote (Get 3 months free of Evernote Premium Subscription), Awfis (While booking your seats with Awfis, get 20% off on Meeting Rooms PAN India), Amazon Web Services (Web Hosting Services - Get up to 16% off on Web Builder bundles and up to 21% off on Web Hosting bundles on BigRock, free Cloud Assessment worth USD 250 from an Amazon Web Services), Airtel Business (Avail exciting offers on Airtel Internet Leased Line, Unified Conferencing, Broadband and Corporate Postpaid plans, up to 36% off on Airtel Internet Leased Line, One month free on Airtel Unified Conferencing, Rs 200 off on Airtel Broadband monthly bill, and Rs 75 off on a standard Airtel Corporate Postpaid market plan)

Pros

• SBI Platinum Corporate card can be replaced from anywhere in the world
• Avail emergency cash access across the world with the SBI Platinum Corporate Card.
• 1% of transactional value. 1% Surcharge Waiver, excluding taxes and other charges for transaction spends between Rs. 500 and Rs. 4000 for Platinum Cards

Cons

• Although you can easily become a member of Priority Pass Program at an annual charge of Rs. 180 + taxes, a usage fee of $27 plus taxes will be charged to the card
• No complimentary Golf/coaching sessions

Pros

For all ICICI Business Cards:

• Spends linked rewards / InterMiles / Offers & Discounts
• Fuel surcharge waiver of 1%
• Complimentary Airport Lounge Access
• Comprehensive Insurance Coverage up to Rs. 75 lakh

Cons

• No complimentary Golf/coaching sessions

To apply for ICICI Bank Credit Cards please click here