SBI Elite Credit Card vs HDFC Diners ClubMiles Credit Card

Joining Fees

₹4,999

₹1,000

Editor's Rating

4

4

Key Features

  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary
  • Access 1000+ leading lounges across the globe with complimentary access six times a year through HDFC exclusive lounge program
  • Benefits of a concierge for all your travel needs
  • 15% discount and other benefits at some of the finest restaurants. You can select from over 1400 offers with partners across the world
  • Insurance Benefits  

Editor's Review

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it

Pros

  • 6 complimentary access to 700+ lounges worldwide annually
  • Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
  • Get air accident cover of Rs. 1 crore

Cons

  • No complimentary offers for movie tickets 
  • No Cashback on online spends 
  • No Golf Privileges 


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