SBI Cashback credit card vs Airtel Axis Credit Card
Joining Fees
₹999
₹500
Editor's Rating
4.17
4.6
Key Features
- Get 5% Cashback on online spends without any merchant restriction
- Get 1% Cashback on offline spends
- The Card Cashback will be auto-credited to the SBI Card account within two working days of the next statement generation
- The reversal of Renewal Fee will occur on annual spends of Rs. 2 Lakh
- Avail 1% Fuel Surcharge Waiver across all petrol pumps in India. This is applicable on transactions between Rs. 500 and Rs. 3,000, exclusive of GST and other charges
- CASHBACK SBI Card can be used in over 24 million outlets across the globe, including 3,25,000 outlets in India
- Use the card to make payments at any outlet that accepts VISA
- Withdraw cash from over 1 million VISA across the globe
- Pay electricity, telephone, mobile and other utility bills using the Easy Bill Pay facility
- Save money while paying credit card dues
- Transfer the outstanding balance of other banks’ credit cards to CASHBACK SBI Card, to avail a lower rate of interest and pay back in EMIs
- As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
- Get 1% Cashback on all other spends
- 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
- Enjoy up to 15% off at partnered restaurants via EazyDiner
- Convert transactions of Rs. 2500 or more into easy EMI
- Get annual fee waived off on annual spends greater than Rs. 2,00,000
Editor's Review
Pros
- 5% cashback on online spends
- 1% Fuel Surcharge Waiver across all petrol pumps in India
- Great for high spending on online merchants
Cons
- No golf benefits
- No complimentary airport lounge access
- Cashback card is not eligible for instant discount during online sales
Pros
- Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
- Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
- Earn 10% Cashback on Swiggy, Zomato and BigBasket
Cons
- No golf benefits
- No international airport lounge access / movie benefits
