SBI Card Prime vs SBI Signature Corporate Credit Card

Joining Fees

₹2,999

₹499

Editor's Rating

4.1

4.3

Key Features

  • Get 10 Reward Points per Rs. 100 spent on Dining, Groceries, Departmental stores and Movies
  • Earn 2 Reward Points per Rs. 100 on all other retail spends
  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs. 500 - Rs. 4000 across all petrol pumps
  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • Avail E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
  • Get complimentary Trident Privilege Red Tier Membership   
  • Get exclusive 1,000 Welcome Points on registration
  • Get 1,500 Bonus Points on your first stay and additional Rs. 1,000 hotel credit on extended night stay
  • Avail 10% instant saving on bookings through hotel website
  • Avail 10 points for every Rs.100 spent during the stay at participating hotels
  • Complimentary Club Vistara Silver membership
  • Get 1 Upgrade Voucher
  • Avail 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • 4 complimentary visits per calendar year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)
  • 8 complimentary visits per calendar year to Domestic Lounges in India (max. 2 visits per quarter)
  • Get 20 Reward Points per Rs. 100  spent on your birthday

Mastercard/Visa/American Express Privileges

  • Mastercard

a. Avail 4 rounds of complimentary green fees access and up to 50% off on golf games along with 1 complimentary lesson per month at selected golf courses in India

b. Get up to 15% discount on best available room rates and up to 15% discount on F&B at Lalit Hotels

 

  • Visa

a. Savings of up to 10% on Hertz car rental and up to 35% on Avis Car Rentals

b. Exclusive benefits across 900 luxury hotels worldwide

 

  • American Express

a. American Express Dining Platform - Discover delectable dining offers and up to 25% discount in your city

b. Complimentary Tablet plus membership - access to VIP upgrades and privileges at hotels in India and around the world

  • Get complimentary Air Accident Liability Cover of Rs. 50 lakhs
  • Get complimentary credit card Fraud Liability Cover of Rs. 1 lakh
  • With Flexipay, convert your transactions in easy monthly installments. Simply transact for Rs. 2,500 or more using your SBI Card PRIME, and log onto sbicard.com within 30 days of purchase to convert it into Flexipay
  • Transfer the outstanding balance of other banks’ credit cards to SBI Card PRIME, to avail a lower rate of interest and pay back in EMIs
  • Get complimentary membership to the Priority Pass Program worth $99. Enjoy access to more than 600 international airport lounges worldwide
  • Complimentary travel insurance cover for your employees
  • Make reservations for airlines, hotels, car rentals, cruise lines and much more
  • Fraud related insurance- Individual cards: Individual cards. At a corporate level: Per corporate entity the cover is limited to a maximum of Rs. 60 lakhs
  • Visa Lounge Access Program: Visa Lounge Access program is provided by Visa at all participating lounges at airports within India. Cardholders can enjoy the following Airport Lounge Access privileges: Complimentary access for Corporate Cardholders (maximum of 2 visits per quarter). Paid Access: In addition to the complimentary access, cardholders are also entitled to unrestricted (chargeable) access for themselves & for their accompanying guests

Editor's Review

Pros

  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

  • General spending rewards rate: 0.50%
  • Joining Fee bit high

Pros

  • Get complimentary insurance cover against fraud by employees, exclusively for SBI Corporate Card clients
  • With Visa Intellilink spend management tool, Analyze the organisations’s spending pattern and control expenses better, rather than resort to budget cuts
  • Bouquet of Offers: Enjoy a host of offers on your SBI Signature Corporate Card

Cons

  • Although complimentary Membership to the Priority Pass Program is offered, a usage fee of only $27 plus applicable taxes will be charged to your card
  • No Golf/coaching sessions


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