SBI Card Prime vs RBL Bank MoneyTap Credit Card

• Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
• Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
• E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
• Enjoy complimentary Trident Privilege Red Tier Membership    
• Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
• Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
• Exclusive benefits across 900 luxury hotels worldwide
• Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals

* You can transfer funds as low as Rs. 3000 or as high as your credit limit, to your registered bank account
* Convert the card spends, Rs. 3000 or higher, into EMIs straight from the MoneyTap app
* Know all the charges through the MoneyTap app. Keep a track on transaction history, upcoming payments or EMIs and due dates
* Get Reward Points for all domestic/international purchases and redeem them for the products you desire at www.rblrewards.com
* Earn 1 reward point for every Rs. 100 spent on all purchases at merchant outlet and earn 2 reward points for every Rs. 100 spent on all online purchases (credit-line/loan spends excluded)

Pros

• 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
• Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
• 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

• General spending rewards rate: 0.50%
• Joining Fee bit high

Pros
* Avail 10% instant discount on Grofers app and 20% cashback on all Zomato orders
* 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations.

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles