SBI Card Prime vs Kotak Fortune Gold Credit Card
Joining Fees
₹2,999
₹0
Editor's Rating
4.1
3.7
Key Features
- Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
- Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
- Enjoy complimentary Trident Privilege Red Tier Membership
- Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
- Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
- Exclusive benefits across 900 luxury hotels worldwide
- Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals
- Easy Access to Cash
- Fuel Surcharge Waiver
- Easy Balance Transfer Options
- Spend Rs. 1, 50,000 in a year and get 4 free PVR tickets OR Cash back of Rs. 750
Editor's Review
Pros
- 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
- Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
- 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)
Cons
- General spending rewards rate: 0.50%
- Joining Fee bit high
Pros
- Fuel surcharge waiver at fuel stations across India
- Attractive Foreign Currency Markup of 2.5%
- Credit Shield cover of INR 2.5 Lakhs in case of accidental death of Primary Cardmember
Cons
- No complimentary Golf lessons/green
- No complimentary Airport Lounge access
