SBI Card Prime vs Iconia Amex Credit Card

Joining Fees

₹2,999

₹3,500

Editor's Rating

4.1

3.9

Key Features

  • Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
  • Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
  • Enjoy complimentary Trident Privilege Red Tier Membership    
  • Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
  • Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
  • Exclusive benefits across 900 luxury hotels worldwide
  • Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals
  • Book movie tickets with Bookmyshow and Sathyam
  • Indulge in golf sessions at the most stunning and luxurious golf clubs across India
  • Enjoy access to 600+ lounges across the globe with a complimentary Priority Pass and also avail of numerous other travel offers.
  • Travel Insurance Cover
  • Air accident cover

 

Editor's Review

Pros

  • 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
  • Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
  • 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

  • General spending rewards rate: 0.50%
  • Joining Fee bit high

Pros

  • American Express Lounge Access
  • Enjoy a waiver* of 1% on fuel surcharge at any fuel station across India.
  • ‘Total Protect’ is a first-of-its-kind program that covers you for a sum up to the credit limit on credit card and is also available on add-on cards.

Cons

  • One-time joining fee: Rs. 10,000


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