SBI Card Prime vs Axis Bank Select Credit Card

• Get 20 Reward Points on standing instructions of Utility Bills payments, and get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies, and earn 2 Reward Points per Rs. 100 on all other retail spends
• Get Pizza Hut e-Voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
• E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on achieving annual spends of Rs. 5 Lakhs
• Enjoy complimentary Trident Privilege Red Tier Membership    
• Enjoy 10% instant saving on bookings through the hotel website, and earn 10 points for every Rs.100 spent (excluding taxes) during your stay at participating hotels
• Enjoy Complimentary Club Vistara Silver membership, and earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights
• Exclusive benefits across 900 luxury hotels worldwide
• Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals

• 24x7 dedicated concierge
• Explore curated experiences from across the world with Extraordinary Weekends
• 1% fuel surcharge refund on fuel transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
• 20% off at partnered restaurants in India
• Air Accident cover up to Rs. 2.5 Crore
• Purchase protection up to Rs. 1 Lakh
• Cumulative cover up to USD 500 for loss of travel documents, delay of check-in baggage, and loss of check-in baggage cover

Pros

• 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps
• Waiver of Renewal Fee on annual spends of Rs. 3 Lakhs
• 4 complimentary International Airport Lounge visits, 8 complimentary Domestic VISA/Mastercard Lounges (max. 2 visits per quarter)

Cons

• General spending rewards rate: 0.50%
• Joining Fee bit high

Pros

• Amazon Voucher worth Rs 2000 on card activation
• 20% off up to Rs. 500 p.m. on Bigbasket
• 40% off up to a maximum of Rs. 200 on Swiggy

Cons            

• High-interest rate
• High Joining/Renewal Fee