SBI Air India Signature Credit Card vs HDFC Regalia Credit Card

Joining Fees

₹4,999

₹2,500

Editor's Rating

3.7

4

Key Features

  • Avail complimentary membership of the Air India Frequent Flyer program-Flying Returns
  • For every Rs. 100 spent, get 4 Reward points
  • Every year, you'll receive anniversary gift of 5,000 Reward Points
  • Get around 1,00,000 bonus Reward Points annually
  • Earn 30 Reward Points for every Rs. 100 spent on Air India tickets booked via its platforms
  • Airport Lounge Access within and outside India
  • Experience unique delicacies through Good Food Trail dining program at premium restaurants across top cities.
  • On retail spends including Insurance, Utilities, Education and Rent Pay, earn 4 reward points on Rs. 150.
  • Earn additional 5,000 Reward Points when achieving annual spends of Rs. 8 lakhs.
  • Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency

Editor's Review

Pros

  • Get 30 Reward Points while doing your bookings for ownself and get 10 Reward Points while booking for others
  • Enjoy International Airport Luxury Lounge Access
  • Enjoy the complimentary Visa Lounge Access Program in India at major Domestic Airports
  • Enjoy complimentary lost card liability cover of Rs. 1 lakh

Cons

  • Joining fee of Rs. 4,999
  • Annual fee of Rs. 4,999

Pros

  • Earn 10,000 Reward Points when achieving annual spends of Rs. 5 lakhs.
  • Accidental air death cover worth Rs. 1 Crore
  • Fuel Surcharge Waiver

 

Cons

  • Slightly high Annual Fee
  • No golf/coaching sessions


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