Reliance SBI Card vs Axis Bank Aura Credit Card

Joining Fees

₹499

₹749

Editor's Rating

3.6

4.25

Key Features

  • Milestone Benefits include getting a waiver of renewal fees on annual spends on Reliance Retail outlet of Rs. 1 Lakh in the previous year. Get Rs. 500 worth Reliance Retail Voucher on Annual Spends of Rs. 25,000 at participating Reliance Retail Stores, Rs. 750 worth Reliance Retail Voucher on Annual Spends of Rs. 50,000 at participating Reliance Retail Stores, and Rs. 1,000 worth Reliance Retail Voucher on Annual Spends of Rs. 80,000 at participating Reliance Retail Stores
  • Get 5 Reward Points per Rs. 100 spent on the participating Reliance Retail Stores (except on UPI payments) and (subject to the Reliance Retail Stores MIDs received from partner and mapped in SBIC system)
  • Get 5 Reward Points per Rs. 100 spent on Dinning and Movies
  • Get 1 Reward Points per Rs. 100 spent on other retail purchases (except fuel, property rental, wallet upload) 
  • Avail 1% surcharge at all petrol pumps for transactions between Rs. 500 and Rs. 4,000
  • Other Benefits: Transactions offers at participating Reliance Retail Stores. Redeem the Rewards Points against Reliance Retail Vouchers
  • Reliance SBI Card SBI Card in over 24 million outlets across the globe, including 3,25,000 outlets in India
  • Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe
  • Transfer outstanding balance of other banks’ credit cards to Reliance SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more and log in with your username and password to sbicard.com within 30 days of purchase to convert it into Flexipay

* As part of the credit card welcome benefit, avail Decathlon and Amazon voucher of Rs. 750. Do note the Decathlon voucher can be used at any Decathlon store or for online purchase
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month
* Gain access to 16 recorded sessions per month
* On health checkups get annual discount up to Rs. 500
* Enjoy 1% fuel surcharge at any fuel stations. This is applicable on transactions between Rs. 400 and Rs. 4000 per month
* Avail minimum 30% discount on nutritional/diet consultation from renowned nutritionists
* Avail minimum 30% discount on nutritional foods
* Gain 2 Edge Points on spends of Rs. 200 spendings
* Gain 5X EDGE REWARDS on insurance spends
* Enjoy up to 20% discount at the bank’s partnered restaurants in India
* The card is EMV certified chip credit card

Editor's Review

Pros

  • 5 Reward Points per Rs. 100 spent on Dinning and Movies
  • Get 1 Reward Points per Rs. 100 spent on other retail purchases
  • Milestone Benefits

Cons

  • Mostly Reliance SBI Card is mainly beneficial for those who make regular purchases from Reliance stores
  • No golf or cashback benefits
  • No airport lounge access

Pros

* Dining Delights- minimum 20% off on partneres restaurants in India
* Get free doctor consultation: Enjoy 4 video doctor consultations via Practo free per month
* Avail 4 interactive video fitness sessions via Fitternity free per month

Cons
* No Airport Lounge access
* No Golf Privileges


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