RBL Bank World Prime SuperCard vs Citi PremierMiles Card

Joining Fees

₹2,999

₹3,000

Editor's Rating

3.4

4.3

Key Features

* Avail fuel surcharge waiver up to Rs. 150 per month
* Avail 2 Reward Points per Rs. 100 that you spend
* Earn 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get 10,000 Reward Points
* In a year, get additional 10,000 Reward Points by crossing the spend level of Rs. 3,50,000
Redeem the points at www.rblrewards.com/SuperCard for an exciting range of gift vouchers/hotel stays/air tickets etc.
* 24 x 7 Concierge Help Desk
* Avail 8 free access in a year, at domestic airport lounges in India. In a quarter, the maximum limit of 2 complimentary airport lounge access
* Enjoy the BookMyShow Offer: Get 1+1 Movie ticket, twice a month on any day of the week
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank World Prime SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer

  • On the yearly card renewal period, get 3000 Bonus Miles
  • Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
  • Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
  • Redeem miles over more than 100 domestic and international airlines
  • Transfer your miles to any of the card’s hotel & airline partner
  • Miles never expires so you can use them whenever you desire
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments  
  • Complimentary Access to Airport Lounges in India
  • Instant loans availed
  • Get amazing deals and discounts locally & in other 90 countries
  • As you earn more miles, redeem easily at www.premiermiles.co.in
  • You can either redeem the miles now or keep collecting them
  • Using Citi contactless card pay the easy way  
  • Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
  • Enjoy the latest offers on the credit card  
  • Have instant savings on lifestyle and wellness categories  
  • Join the millions of subscribers with a unique analysis of the issues behind the headlines
  • Personal Air Accident Insurance cover of Rs 1 crore
  • Lost Card Liability Cover of Rs. 10 Lakh

Editor's Review

Pros
* Rewards on all spends
* Bonus & Annual Rewards worth Rs. 30,000+
* Complimentary lounge & Concierge service

Cons
* No golf complimentary benefits
* No airmiles

Pros

  • The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
  • On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
  • Save up to 20% across all Citibank's partnered restaurants

Cons

  • No Annual Fee Waiver
  • High-interest rates


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