RBL Bank Titanium Delight Credit Card vs RBL Bank Doctor’s SuperCard

Joining Fees

₹750

₹999

Editor's Rating

3.5

4.3

Key Features

* Earn 1000 additional points on spends of Rs. 10,000 within 60 days of issuance
* Avail 1 reward point for every Rs. 100 spent on all purchases like travel, groceries, dining and even on electricity bill
* In a year, use the card for purchases of Rs.1.5 lakhs or more and earn 4000 bonus reward points
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs.500 and Rs. 4000. The maximum waiver is Rs.100 per month
* On a Wednesday, get 1+1 free movie ticket on BookMyShow once a month
* Purchase groceries on Wednesdays and get 2.5% value back
* Get 5% value back every Wednesday while ordering a pizza from Domino’s/Pizza Hut online

* Get Professional Indemnity Insurance Cover of Rs. 20 lakhs free for first year. To get free auto renewal of the cover, spend Rs. 3.5 lakhs in the second year
* You can convert your available cash limit into a Personal Loan for 3 months at no interest once a year. (Processing fee of 2.5% is applicable; min Rs. 500)
* Enjoy unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date, maximum period of 50 Days. (Processing fee of 2.5% is applicable; min Rs. 500)

W.e.f January 07, 2021, interest is at 1.16% per month will be applicable on Emergency Advance Facility on the SuperCard and no processing fee would be charged.

* Earn 1 Reward Point for every Rs. 100 spent on all stuffs you like and 2X Reward Points on all online spends, except for online purchases made on Education, Insurance, Utilities, Bills2Pay, and Wallet Load. Maximum Cap is 1,000 Reward Points
* Avail 1+1 Bookmyshow offer on movie tickets, up to Rs. 200, on any 1 Day of the month (Applicable only on Mon-Fri)
* 4 free visit in a year at domestic lounges in all major airports in India

Editor's Review

Pros
* Welcome Benefits
* Annual Spend Bonus
* Value Back for mid- week spends

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros
* With the facility of Transfer n Pay program, it enables you to transfer outstanding from other bank’s Credit Cards to your Doctor’s SuperCard at lower interest rates and convert it into Easy Monthly Installments (EMIs)
* Xpress Cash is a unique feature allowing to get an instant loan within your credit limit. Pay back in easy installments and enjoy a host of benefits such as document free process and paperless money transfer
* Cash Advance program fulfills your short-term cash requirements. Enjoy a credit-free period of up to 50 days as an added benefit on the Card membership. It is completely hassle-free and paperless

Cons
* No golf privileges
* No airmiles
* High interest rates


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