RBL Bank Titanium Delight Credit Card vs Ixigo AU Bank Credit Card

* Earn 1000 additional points on spends of Rs. 10,000 within 60 days of issuance
* Avail 1 reward point for every Rs. 100 spent on all purchases like travel, groceries, dining and even on electricity bill
* In a year, use the card for purchases of Rs.1.5 lakhs or more and earn 4000 bonus reward points
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs.500 and Rs. 4000. The maximum waiver is Rs.100 per month
* On a Wednesday, get 1+1 free movie ticket on BookMyShow once a month
* Purchase groceries on Wednesdays and get 2.5% value back
* Get 5% value back every Wednesday while ordering a pizza from Domino’s/Pizza Hut online

• Joining fee is Rs. 999 + GST, but it can be waived if the cardholder spends Rs. 1,000 within the first 30 days of card issuance. Renewal fee of Rs. 999 + GST can also be waived if the cardholder spends Rs. 1,00,000 in the previous year
• Enjoy a 10% discount on Flight Bookings up to Rs. 1,000 
• Wave goodbye to PG Charges on train bookings
• Get 10% Off on Bus Bookings up to Rs. 300 
• Receive a 10% Instant Off on Hotel Bookings up to Rs. 1,000 
• Discounts on Flight, Hotel and Bus Bookings can be availed once per month
• PG charges are waived twice per month
• Avail 20 Reward Points for every Rs. 200 spent on Train Bookings with ixigo
• Avail 10 Reward Points for every Rs. 200 spent on online purchases
• Avail 5 Reward Points for every Rs. 200 spent offline
•  1 Complimentary International Lounge Access every year
• Priority Pass can be issued upon request
• Get 16 Exclusive Complimentary Domestic Airport and Railway Lounge Access every year
• Zero mark-up fee on international purchase
• 1% surcharge waiver up to Rs. 250 on fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in India
• Avail plethora of options to redeem the Reward Points for amazing benefits. Some of them include: E-vouchers of top brands, Merchandise, Mobile/DTH recharges, Flight/Hotel bookings and much more
• Zero liability on any fraudulent transactions made with the card after reporting the loss to the bank
• Get protected against Travel Credit Card Counterfeit/Skimming and Online frauds
• Credit Shield: Up to Rs. 1.5 Lakhs
• Convert transactions worth Rs. 2,000 or more into easy EMI options on select tenure of choice. Simply call bank’s Customer Care helpline to book the XpressEMI

Pros
* Welcome Benefits
* Annual Spend Bonus
* Value Back for mid- week spends

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

• Direct discounts on Ixigo travel bookings, and accelerated rewards
• Domestic airport and railway lounge access
• Discount on bus ticket bookings

Cons

• Only 1 International Airport Lounge access
• No Golf benefits
• Priority Pass is issued only upon request