RBL Bank Shoprite Credit Card vs SBI Elite Credit Card

* Fee reversed on spends of Rs. 1 Lakh in the previous year
* Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
* Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
* 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get

• On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
• Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
• Complimentary membership to the Priority Pass Program worth $99
• Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
• Enjoy obtaining Club Vistara Silver membership as complimentary

Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.

Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges

Pros

• Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
• Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
• On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

• High joining/renewal fees
• Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it