RBL Bank Shoprite Credit Card vs IndusInd Platinum RuPay Credit Card
Joining Fees
₹500
₹0
Editor's Rating
3.4
4.5
Key Features
* Fee reversed on spends of Rs. 1 Lakh in the previous year
* Earn 1 Reward Point for every Rs. 100 spent on all purchases except fuel
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping. Maximum 1000 Reward Points in a month you can get
* Avail 10% discount, up to Rs. 100, on movie tickets at BookMyShow. This is applicable 15 times in a year
* 2.5% Value back on fuel spends: Get 10 Reward Points for every Rs. 100 when using the card for fuel. Maximum 1000 Reward Points in a month you can get
- UPI is enabled on this Credit Card
- 1% Fuel Surcharge Waiver
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Avail Rs. 0.70 for every Rs. 100 on selected merchant categories. This is applicable for UPI and Non-UPI transactions
- IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
- Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
- Complimentary personal air accident insurance cover of up to Rs. 25 lakh
Editor's Review
Pros
* Welcome benefits
* Fee reversed on spends of Rs. 1 Lac in the previous year
* 5% Value back on grocery spends: Get 20 Reward Points for every Rs. 100 while using the card for grocery shopping.
Cons
* No discounts on flights and hotels through air miles
* No travel benefits
* No golf privileges
Pros
- Avail 2 Reward Points on every Rs. 100 transaction done via UPI
- Avail 1 Reward Point for every Rs. 100 on non UPI transactions
- Total Protect covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
Cons
- No golf benefits
- No airport lounge access / dining/ movie benefits
