RBL Bank Platinum ShopGain SuperCard vs RBL Bank World Safari Credit Card

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail 6,000 RP as welcome rewards on payment of joining fees and minimum spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Earn 25 Reward Points for every Rs. 100 spent on utility bill payments - up to 500 Reward Points pm
* Get 1+1 on Bookmyshow twice a month (up to Rs. 200 per month)
* 4 Complimentary domestic lounge access (1 per quarter)
* The Platinum Shopgain SuperCard account can easily be manage on-the-go with RBL MyCard Mobile App
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum Shopgain SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* Offers on Utility Bill Payments

* 0% markup fee on all foreign currency transactions and travel
* Earn Travel Points on all spends, and they’re redeemable for flights and hotel bookings
* Avail 2 Travel Points for every Rs. 100 spent on all purchases
* Avail 5 Travel Points for every Rs. 100 spent on Travel spends
* No Reward Points on International purchases
* 10,000 bonus Travel Points on spends of Rs. 2.5 lakh in a year 
* Additional 15,000 Travel Points on spends of Rs. 5 lakh in a year 
* Obtain Gift Card worth Rs. 10,000 from a host of brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on spends of Rs. 7.5 lakh in a year
* 2 complimentary lounge visits every quarter in India
* Access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass. The visits are inclusive of guest visits
* Avail additional complimentary lounge visit via Priority Pass on spends of Rs. 50,000 or more in a calendar quarter
* Complimentary Travel Insurance that covers: Personal Liability coverage, Trip Delay, Baggage Loss, Loss of Passport, and Dental Treatment
* 24*7 Concierge Desk
* Access to selected golf courses across the country 
* Complimentary golf rounds 
* Free golf lessons
* Fuel Surcharge wavier across all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver of Rs. 250 per month

Pros
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit

* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets

* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

Cons
* No golf benefits

* No airmiles

* No fuel surcharge waiver

Pros

* Complimentary golf rounds 
* 2 complimentary lounge visits every quarter in India and access to 1300+ international airport lounges through complimentary Priority Pass membership. Get 2 complimentary international lounge visits using the Priority Pass
* Fuel Surcharge wavier across all fuel stations

Cons

* No discounts on flights and hotels through air miles
* This card provides Travel Points instead of Air Miles that adds an unnecessary step for redemption
* No benefits on dining, shopping or entertainment