RBL Bank Platinum ShopDaily SuperCard vs Axis Bank Neo Credit Card

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Welcome Gift Vouchers worth Rs. 500 on payment of joining fees and spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* 5% Cash-back on all Grocery spends 
* Cashback worth Rs. 1,000 on every spend of Rs. 1,00,000 in a year 
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum ShopDaily SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200

• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
• Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
• 10% off on every purchase of movie ticket on BookMyShow
• Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
• Stay protected with Zero Lost Card Liability   
• Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
• Avail 1 point on every Rs. 200 spent
• Fuel transaction surcharge - 1% of transaction amount
• On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
• Fuel Transaction Surcharge- 1% of transaction amount
• Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways

Pros
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* Annual Rewards worth Rs. 5000 +
* Offer on Grocery Purchases

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

• Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
• 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
• 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month

Cons

• No Travel Benefits
• No Golf/coaching sessions