RBL Bank Platinum Prime SuperCard vs Yes Bank First Reserv Credit Card

Joining Fees

₹999

₹1,999

Editor's Rating

3.4

3.9

Key Features

* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month on any Wednesday
* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* In a year, spend Rs. 1,50,000 and get up to 10,000 Reward Points
* Reach spends milestone of Rs. 2, 00,000 to get additional 5,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee

  • Earn 8000 bonus Reward Points if renewal fee is charged (This is applicable second year onwards)
  • Get up to 1.75% markup on foreign currency
  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Credit Shield cover of 15 Lakh
  • Lost Card liability 15 Lakh to 30 Lakh
  • 1% fuel surcharge waiver between Rs 400 and Rs 5000
  • Access to airport lounges internationally for Mastercard and Visa cards: Get 6 complimentary International Airport lounge visits per calendar year
  • 3 complimentary domestic airport lounge visits per quarter
  • Get 5 times the benefits of YES Rewardz Points on Travel, Dining, Fashion and Healthcare categories
  • Get 3 times the regular benefits of YES Rewardz Points for online dining or online grocery and apparel or other retail spends
  • Avail 24 YES Rewardz Points on every Rs. 200 for online shopping
  • Avail 12 YES Rewardz Points on every Rs. 200 for offline shopping
  • Avail 6 YES Rewardz Points on every Rs. 200 on select categories
  • Air Miles: Get 10 YES Rewardz Points= 1 InterMile / 1 Club Vistara Point
  • Instant EMI: Pay in parts for transactions as low as Rs. 1500
  • Post Purchase EMI: Convert payments into EMI with on-call service at attractive interest rates
  • Quick Loan: Avail a loan amount within the card limit to fullfil immediate fund requirements
  • Contactless Transactions

Editor's Review

Pros
* Purchase electronic gadgets and home appliances from selected Bajaj Finserv partner outlet and get 5X Reward Points
* Reach spends milestone of Rs. 2, 00,000 to get additional 5,000 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month

Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers

Pros

  • For 6 months for mobile and electronic purchased online, get insurance cover of up to Rs. 50,000 against accidental damage
  • Enjoy 4 green fee waiver per year- Get 1 Golf lesson per year at select golf courses in India
  • Get up to 1.75% markup on foreign currency

Cons

  • No railway lounge access
  • No cashback offers
  • Post exhaustion of the complimentary lounge access quota, applicable charges plus taxes will apply on airport lounge access for cardmember(s) and for each guest visit


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