Compare RBL Bank Platinum Maxima Plus Credit Card vs IDFC FIRST Wealth Credit Card

Obtain 2 reward points for every Rs. 100 spent on purchases
Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
1% surcharge on fuel

Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
Avail 10X Reward Points on all transactions above Rs. 20,000
Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
4 complimentary Railway Lounge visits every calendar quarter
Low foreign exchange mark-up fee of 1.5%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399

Pros

Cons

Pros

Lifetime free credit card
Complimentary Airport and Railway lounge access
Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.

Cons

No milestone benefits
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only