RBL Bank Platinum Maxima Credit Card vs SBI SimplyClick Credit Card

Joining Fees

₹2,000

₹499

Editor's Rating

3.3

3.7

Key Features

  • Earn 2 Reward Points for every Rs 100 spent on all your purchases
  • 5X Rewards: Earn 10 Reward Points for every Rs. 100 when you use your card for dining, entertainment, utility bill payments, fuel and international purchases
  • Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
  • On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
  • Earn 5X rewards on all other online spends
  • Earn 1 reward point per Rs. 100 on all other spends
  • Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
  • 1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
  • Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
  • Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
  • Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
  • With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Editor's Review

Pros

  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • Two complimentary access to domestic lounges at all major airports in India

Cons

  • No Fuel Surcharge Wavier
  • High-interest rate

Pros

  • Earn 1 reward point per Rs.100 on all other spends  
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh
  • e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs

Cons

  • No Golf/coaching sessions
  • No particular benefits on travel, dining or entertainment
  • Limited options for reward redemption

To know more on this credit card please click here


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