RBL Bank Platinum Maxima Credit Card vs HDFC Bank Titanium Edge Credit Card

• Earn 2 Reward Points for every Rs. 100 spent on all your purchases
• 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
• Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
• Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
• Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
• Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

• Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
• Earn 50% more reward points as exclusive dining privileges
• Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
• Zero liability on lost card
• With the EMV Chip technology in the card, stay protected against fraud
• Avail of 50 days of interest-free period from the date of purchase
• Enjoy Revolving Credit at nominal interest rate
• Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros

• Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
• Two complimentary access to domestic lounges at all major airports in India

Cons

• No Fuel Surcharge Wavier
• High-interest rate

Pros

• Avail 2 reward points for every Rs. 150 spends
• Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
• Earn 50% more reward points as exclusive dining privileges

Cons

• No golf benefits
• No insurance benefits
• No airport lounge access