Compare RBL Bank Platinum Max SuperCard vs HDFC Bank Titanium Edge Credit Card

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month on any Wednesday
* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* In a month, spend Rs. 10,000 and get 1,000 Reward Points
* Reach spends milestone of Rs. 15,000 in a month to get additional 500 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month
* Upcoming feature: If you desire to purchase electronic gadgets and home appliances then visit selected Bajaj Finserv partner outlet and get 5X Reward Points
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Max SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank
* With the Flexi Limit facility, one can stay in control of its finances. Simply regulate the credit limit on the card and on the add-on card by calling the 24X7 customer service and assigning a lower limit. Assign varied limit on the primary and add on credit card

Annual fees: Renew the membership for free by spending Rs. 50,000 in a year
Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Redeem the reward points for cash back against the outstanding amount on the Credit Card (100 Reward Points = Rs. 10)
Earn 50% more reward points as exclusive dining privileges
Fuel: Enjoy savings of up to Rs. 250 every billing cycle with a 100% fuel surcharge waiver
Zero liability on lost card
With the EMV Chip technology in the card, stay protected against fraud
Avail of 50 days of interest-free period from the date of purchase
Enjoy Revolving Credit at nominal interest rate
Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Pros
* Purchase electronic gadgets and home appliances from selected Bajaj Finserv partner outlet and get 5X Reward Points
* Reach spends milestone of Rs. 15,000 in a month to get additional 500 Reward Points. Redeem the points at www.rblrewards.com/SuperCard for a range of gift vouchers/hotel stays/air tickets etc.
* Get 5% discount on dining spends, via 20 Reward Points that is earned on every Rs. 100 spent on Wednesday. The maximum rewards one can earn is 1,000 per month

Cons
* No golf complimentary benefits
* No complimentary airport lounge access
* No cashback offers

Pros

Avail 2 reward points for every Rs. 150 spends
Redeem points for exclusive gifts and air miles through the bank’s exclusive MyRewards catalogue
Earn 50% more reward points as exclusive dining privileges

Cons