Compare RBL Bank Platinum LifeEasy SuperCard vs ICICI Sapphiro Credit Card

* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Get fuel surcharge waiver up to Rs. 150 per month
* 10% Cashback on Fuel Purchases
* 10% Cashback on Ola/ Uber transactions
* Avail 5% Cashback on Grocery spends
* On crossing spends of Rs. 1,00,000 in a year, avail Gift vouchers worth Rs. 1,000
* 1 free domestic lounge access, every quarter, at all major airports in India
* BookMyShow offer: Avail 1+1 movie ticket once a month (up to Rs. 200)
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum LifeEasy SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Get up to 20,000 PAYBACK points every anniversary year

4 complimentary Domestic Airport Lounge visits per quarter, courtesy of Mastercard and American Express
2 complimentary International Airport Lounge visits per calendar year and 2 complimentary Domestic Airport Spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme
Enjoy up to 4 complimentary rounds of Golf every month at the Golf course of your choice based on eligible spends on your card
Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
Powerful Rewards Plan: You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
Earn bonus rewards of up to 6 PAYBACK Points on every Rs. 100 spent
Under the new Milestone Rewards program, get 4,000 PAYBACK Points on spending Rs. 4,00,000 on your card and 2,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 20,000 PAYBACK Points per year
Get 1 PAYBACK Points on every Rs. 100 spent on fuel, utilities and insurance categories
Earn 50% more rewards on your ICICI Bank Sapphiro American Express® Credit Card
Savings: ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
1% fuel surcharge waiver is available on all transactions below Rs 4,000. Fuel surcharge waiver is available on fuel purchases at all petrol pumps
Complimentary DragonPass Member, it's world’s first all-in-one Digital Airport platform. As a member, gain access to 450 comfortable and luxurious airport lounges across 115 countries around the globe
Gain two complimentary Airport Lounge visits outside India and two spa sessions at selected airports in India every year, through complimentary Dreamfolks DragonPass membership. While waiting in airports, discover exciting offers from shopping, restaurants to limos on DragonPass app. Annual Membership Fee, which is USD 99, for Dreamfolks DragonPass is complimentary. You only pay for the lounge visit charges for visits done over and above the complimentary accesses
Airport Lounge Access American Express: Avail complimentary access to selected lounges at airports in India
Mastercard: With ICICI Bank Sapphiro Mastercard Credit Card to enjoy exclusive access to premium Mastercard airport lounges in India. Four complimentary accesses to select lounges at airports in India every quarter
Complimentary rounds of Golf every month: Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spends in the previous calendar month, maximum 4 rounds every month
American Express® ezeClick: With American Express ezeClick, shop faster, smarter and secured way via online payment solution
American Express EPAY simplifies the process of paying utility bills
Mastercard Privileges: The Mastercard Moments is an exclusive programme for Mastercard Cardholders. It hosts exceptional experiences to inspire and enrich the cardholders lives

Pros
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Cons
* No golf benefits
* No airmiles

Pros

Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
Complimentary Domestic Airport Spa visits

Cons