RBL Bank Platinum LifeEasy SuperCard vs ICICI Sapphiro Credit Card

Joining Fees

₹1,999

₹6,500

Editor's Rating

3.4

4.3

Key Features

* Get fuel surcharge waiver up to Rs. 150 per month
* 10% Cashback on Fuel Purchases  
* 10% Cashback on Ola/ Uber transactions  
* Avail 5% Cashback on Grocery spends 
* On crossing spends of Rs. 1,00,000 in a year, avail Gift vouchers worth Rs. 1,000
* 4 Complimentary Domestic Lounge Access in a year (1 per quarter)
* BookMyShow offer: Avail 1+1 movie ticket once a month (up to Rs. 200)
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to Platinum LifeEasy SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit

  • Complimentary Domestic and International Airport Lounge visits
  • Complimentary rounds of Golf every month at the Golf course
  • On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
  • Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
  • Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform  

Editor's Review

Pros
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Cons
* No golf benefits
* No airmiles

Pros

  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Complimentary Domestic Airport Spa visits

Cons

  • Average Reward Rate
  • High-Interest Rate

To apply for ICICI Bank Credit Cards please click here


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