RBL Bank Platinum Edge SuperCard vs ICICI Sapphiro Credit Card

Joining Fees

₹1,999

₹6,500

Editor's Rating

3.4

4.3

Key Features

* Avail fuel surcharge waiver up to Rs. 100 per month
* Avail 2 Reward Points for every Rs. 100 that you spend on all you desire and like
* Avail 2X Reward Points on online spends, except for online purchases made on Education, Insurance, Utilities, including Bills2Pay, and Wallet Load. The maximum cap is 1,000 Reward Points
* In a year, spend Rs. 1,50,000 and get up to 10,000 Reward Points
* Avail additional 5,000 Reward Points on spending each 1,00,000 thereafter
* Enjoy the BookMyShow Offer: Get 1 + 1 free movie ticket, up to Rs. 200 once a month
* 1 complimentary domestic airport lounges access in India every quarter
* 24 x 7 Concierge Help Desk
* Global Acceptance
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time

  • Get up to 20,000 PAYBACK points every anniversary year
  • 4 complimentary Domestic Airport Lounge visits per quarter, courtesy of Mastercard and American Express
  • 2 complimentary International Airport Lounge visits per calendar year and 2 complimentary Domestic Airport Spa visits per calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme
  • Enjoy up to 4 complimentary rounds of Golf every month at the Golf course of your choice based on eligible spends on your card
  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
  • Powerful Rewards Plan: You can redeem your PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Earn bonus rewards of up to 6 PAYBACK Points on every Rs. 100 spent
  • Under the new Milestone Rewards program, get 4,000 PAYBACK Points on spending Rs. 4,00,000 on your card and 2,000 PAYBACK Points each time you cross Rs. 1,00,000 spend thereafter in an anniversary year; maximum of 20,000 PAYBACK Points per year
  • Get 1 PAYBACK Points on every Rs. 100 spent on fuel, utilities and insurance categories
  • Earn 50% more rewards on your ICICI Bank Sapphiro American Express® Credit Card
  • Savings: ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year 
  • 1% fuel surcharge waiver is available on all transactions below Rs 4,000. Fuel surcharge waiver is available on fuel purchases at all petrol pumps
  • Complimentary DragonPass Member, it's world’s first all-in-one Digital Airport platform. As a member, gain access to 450 comfortable and luxurious airport lounges across 115 countries around the globe
  • Gain two complimentary Airport Lounge visits outside India and two spa sessions at selected airports in India every year, through complimentary Dreamfolks DragonPass membership. While waiting in airports, discover exciting offers from shopping, restaurants to limos on DragonPass app. Annual Membership Fee, which is USD 99, for Dreamfolks DragonPass is complimentary. You only pay for the lounge visit charges for visits done over and above the complimentary accesses
  • Airport Lounge Access American Express: Avail complimentary access to selected lounges at airports in India
  • Mastercard: With ICICI Bank Sapphiro Mastercard Credit Card to enjoy exclusive access to premium Mastercard airport lounges in India. Four complimentary accesses to select lounges at airports in India every quarter
  • Complimentary rounds of Golf every month: Get complimentary Golf Round / Lesson for every Rs. 50,000 retail spends in the previous calendar month, maximum 4 rounds every month
  • American Express® ezeClick: With American Express ezeClick, shop faster, smarter and secured way via online payment solution
  • American Express EPAY simplifies the process of paying utility bills
  • Mastercard Privileges: The Mastercard Moments is an exclusive programme for Mastercard Cardholders. It hosts exceptional experiences to inspire and enrich the cardholders lives 

Editor's Review

Pros
* Annual Rewards worth Rs. 19,000 +
* Complimentary lounge & Concierge service
* Rewards on all spends

Cons
* No golf complimentary benefits
* No airmiles
* No cashback offers

Pros

  • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
  • Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
  • Complimentary Domestic Airport Spa visits

Cons

  • Average Reward Rate
  • High-Interest Rate

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