RBL Bank Platinum Bonus SuperCard vs RBL Bank MoneyTap Credit Card

* Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver for Next year Annual Fee
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Welcome Gift Vouchers worth Rs. 6,000 on payment of joining fees and spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Avail 1,500 Reward Points on 4 transaction of Rs. 1,000 each per month 
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year 
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Bonus SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

* You can transfer funds as low as Rs. 3000 or as high as your credit limit, to your registered bank account
* Convert the card spends, Rs. 3000 or higher, into EMIs straight from the MoneyTap app
* Know all the charges through the MoneyTap app. Keep a track on transaction history, upcoming payments or EMIs and due dates
* Get Reward Points for all domestic/international purchases and redeem them for the products you desire at www.rblrewards.com
* Earn 1 reward point for every Rs. 100 spent on all purchases at merchant outlet
* Earn 2 reward points for every Rs. 100 spent on all online purchases (credit-line/loan spends excluded)
* Reward points are not received on fuel spends
* Avail 10% instant discount on Grofers app using the coupon code “MONEYTAP” on 2 Grofers orders in a month (up to Rs. 300 across orders)
* Avail 20% cashback on all Zomato orders (up to Rs. 200 in a month)
* Get 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations. This is valid for fuel transactions between Rs. 500 and Rs. 4000. Maximum waiver is Rs. 100 per month
* The Membership Fee for the second year which is Rs. 499 will be waived off on spends of Rs. 1.5 lakh in the previous year
* Milestone Benefit: On crossing spends of Rs. 2.5 lakh in the year, receive Rs. 1000 Amazon voucher

Pros
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year
* Rewards Hoon all spends
* Annual Rewards worth Rs. 8,750+

Cons
* No golf benefits
* No airmiles
* No airport lounge access

Pros
* Avail 10% instant discount on Grofers app and 20% cashback on all Zomato orders
* 1+1 free movie ticket every month, up to Rs. 200, at BookMyShow for movie shows on Saturday & Sunday
* Fuel surcharge waiver at all fuel stations.

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles