Compare RBL Bank Platinum Bonus SuperCard vs ICICI Bank Manchester United Signature Credit Card

* Spend Based Waiver: Spend Rs. 1,00,000 in a year and get waiver for Next year Annual Fee
* Convert your available cash limit into a Personal Loan for 3 months at no interest, once a year. A processing fee of 2.5% is applicable; min Rs. 500
* Unlimited interest-free withdrawal of available cash limit from all ATMs in India up to the billing date; maximum period of 50 Days. A processing fee of 2.5% is applicable; min Rs. 500
Please Note: W.e.f January 07, 2021, interest @1.16% per month would be applicable on Emergency Advance Facility on your SuperCard and no processing fee would be charged.

* Avail Welcome Gift Vouchers worth Rs. 6,000 on payment of joining fees and spends of Rs. 2,000 within 30 days of card issuance. Theres no welcome rewards given to First Year Free cards
* Avail 1,500 Reward Points on 4 transaction of Rs. 1,000 each per month
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year
* Instantly receive cash and pay back in installments with Dial for Cash program. One can also avail a pre-approved loan without blocking the credit limit of its Card. Get advantage of multiple tenure options
* Avail Split n Pay program and convert purchases of Rs. 3,000 or above into EMIs. Have convenience of paying EMIs at low interest rates at a nominal processing fee
* Use the facility of Transfer n Pay program to transfer outstanding from other bank’s Credit Cards to RBL Bank Platinum Bonus SuperCard at lower interest rates and convert it into EMIs
* The Xpress Cash is a unique feature which enables you to get instant loan within your credit limit. Pay it back in easy installments and enjoy a host of benefits like document free process and paperless money transfer
* With Cash Advance program, one can satisfy its short-term cash requirements. Avail credit-free period of up to 50 days as an added benefit
* Contactless Transactions: Tap the card and instantly in a convenient way make payments at retail outlets
* Purchase Limit: Using the tap & pay feature, make payments of up to Rs. 5000 at a time
* Global Acceptance
* Access the cash at any ATM in India or Overseas which displays MasterCard/Visa/Cirrus/Maestro sign
* The card is equipped with a PIN-based-EMV chip
* Zero Fraud Liability: If the Card gets lost or stolen, inform the bank

Annual fee will get waived off if you spend more than Rs. 2,50,000 in the previous year
Enjoy Exclusive Manchester United Experience:

The top most spender every month, across all the Cardholders from both variants, will get a signed Manchester United jersey, a match ticket and up to 10% discount on merchandise on the Manchester United online store. Top 18 spenders will get an exclusive fully paid “Manchester United Experience” with:

A. A private tour of the stadium and museum in Manchester, England

B. Opportunity to watch a part of a training session of the First Team Squad

C. A visit to the Manchester United megastore at the stadium

Avail waiver of 1% on fuel surcharge, which is valid on a maximum spend of Rs. 4,000 per transaction at all HPCL pumps
Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel
BookMyShow And Inox: Get 25% discount capped up to Rs 150 on purchase of minimum two tickets per transaction. This benefit can be availed two times in a month on BookMyShow and Inox individually

Pros
* Get 5,000 Reward Points on crossing spend of Rs. 1,00,000 in a year
* Rewards Hoon all spends
* Annual Rewards worth Rs. 8,750+

Cons
* No golf benefits
* No airmiles
* No airport lounge access

Pros

2 complimentary access to domestic airport lounges per quarter
Visa Lounge Access: Domestic Airport Lounge Benefit- Avail 2 complimentary airport lounge accesses per quarter
Obtain up to 5 ICICI Bank Reward Points on every Rs 100 spent on all retail purchases except fuel

Cons