RBL Bank Paisa On Demand Credit Card vs RBL Bank Platinum Maxima Credit Card

Joining Fees

₹500

₹2,000

Editor's Rating

3.8

3.3

Key Features

* Annual Fee from second year onwards is waived off if spends are more than Rs. 1 lakh in the previous year
* The welcome benefits of availing RBL Bank Paisa On Demand Credit Card, includes earning 1000 Reward Points on the first online purchase and earn 1000 Reward Points on the first purchase at merchant outlet
* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

  • Earn 2 Reward Points for every Rs. 100 spent on all your purchases
  • 5X Rewards: Get 10 Reward Points for every Rs. 1000 spent for dining, entertainment, utility bill payments, fuel and international purchases
  • Annual Spend Bonus: Use your card for purchases of Rs. 2 lakhs or more in a year and get 10,000 reward points
  • Get additional 10,000 Bonus Reward Points on crossing Rs. 3.5 lakhs of annual spends on the card
  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • 2 complimentary visits every calendar quarter at Domestic Lounges at all major airports in India
  • Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more
  • Fuel Transaction Charge: 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow
  • Two complimentary access to domestic lounges at all major airports in India

Cons

  • No Fuel Surcharge Wavier
  • High-interest rate


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