RBL Bank Paisa On Demand Credit Card vs HDFC Bank World MasterCard Credit Card

Joining Fees

₹500

₹0

Editor's Rating

3.8

3.25

Key Features

* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle
  • Save up to Rs. 8300 on lounge access and fuel costs every year
  • Get up to three add-on cards free for your family
  • With the EMV Chip technology in the card, stay protected against fraud
  • Zero liability on lost card
  • Avail 50 days of interest-free credit from the date of purchase
  • Enjoy Revolving Credit at nominal interest rate
  • Cash advance fee: A fee of 2.5%, with a minimum of Rs. 500, is applicable on all cash withdrawals on the card

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Avail free access to over 600 global airport lounges with complimentary Priority Pass membership
  • Earn 2 reward points for every Rs. 150 spends
  • Avail 50% more rewards for every Rs. 150 spends above Rs. 75,000 per statement cycle

Cons

  • No golf benefits
  • No insurance benefits
  • No cashback offers


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