RBL Bank Paisa On Demand Credit Card vs Bandhan Bank Standard Chartered credit cards

Joining Fees

₹500

₹0

Editor's Rating

3.8

3.3

Key Features

* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases

Bandhan Bank Standard Chartered One credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 1 reward point 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 500 Rewards Points 

 

Bandhan Bank Standard Chartered Plus credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward points 
  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining benefit, get 1500 Rewards Points 

 

Bandhan Bank Standard Chartered Xclusive credit card’s features:

  • Fuel Surcharge Waiver is applicable - 1% of the transaction 
  • For every Rs. 150 spent, avail 3 reward point 
  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit 

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Bandhan Bank Standard Chartered One credit card’s review:

Pros

  • As joining  benefit, get 500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 60,000
  • Annual Fees  Rs. 299

Cons

  • No Golf Privileges 
  • No Airport Lounge access 
  • High-interest rates 

 

Bandhan Bank Standard Chartered Plus credit card’s review:

Pros

  • Get 5 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • As joining  benefit, get 1500 Rewards Points 
  • Renewal Fee will be waived off on annual spends of Rs. 90,000

Cons

  • No Golf Privileges 
  • No Airport lounge access 
  • High-Interest rates 

 

Bandhan Bank Standard Chartered Xclusive credit card’s review:

Pros

  • Get 10 reward points for spends in Supermarkets, Dining, Movies, and Grocery
  • Additional Rewards Points throughout the year
  • MakeMyTrip Cashback of  Rs. 3000 as a joining benefit  
  • 4 Lounge Access per calendar quarter 

Cons

  • No golf privileges 
  • High renewal/annual fee
  • High-interest rates 


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