RBL Bank Paisa On Demand Credit Card vs Axis Bank Titanium Smart Traveler Credit Card

Joining Fees

₹500

₹250

Editor's Rating

3.8

3.7

Key Features

* With Paisa On Demand account and card one can instantly transfer funds to your bank
* Gain lots of Rewards for all your spends
* Transfer as low as Rs. 3000, or as high as the credit limit, to the registered bank account
* Pay the amount back in easy EMIs 
* Use RBL Bank Paisa On Demand Card to purchase stuffs online or swipe at retail stores
* The card benefits are Swipe / Transfer / Withdraw
* Pay interest only on the amount that is used
* Earn Reward Points for all domestic and international purchases and redeem them for desired products at www.rblrewards.com
* Get 1 reward point for every Rs. 100 spent on purchases at merchant outlets
* Get 2 reward points for every Rs. 100 spent on online purchases

  • Fuel Surcharge Waiver
  • Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
  • For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points 
  • On every Rs. 200 spent on the credit card in India, earn 2 points 

Editor's Review

Pros
* Avail 1+1 free movie ticket every month up to Rs. 200 at BookMyShow for Saturday & Sunday shows
* Annual Spends Bonus: Up to 10 times in a year, avail Bonus 2000 Reward Points on spends of every Rs. 1 Lakh
* Fuel Surcharge Waiver: For fuel purchases made between Rs. 500 and Rs. 4,000 (inclusive of both the amounts and excluding the surcharge amount) the Cardmember gets fuel surcharge waiver. The waiver on the fuel surcharge is up to Rs. 100 every month

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Dining Delights- minimum 15% off on partner restaurants in India 
  • On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
  • On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points 

Cons

  • No Airport Lounge access 
  • No Golf Privileges 


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