Compare RBL Bank Monthly Treats Credit Card vs Airtel Axis Credit Card

* On crossing spends of Rs. 3,000 in a calendar year, monthly fee of Rs. 50 waived off and get 10% cashback, up to Rs. 100 per month, on grocery transactions for rest of the month
* Enjoy 2X Reward Points on online purchases
* Unlock 10% cashback on groceries, BookMyShow, Swiggy and Bill Payments every month
* Get 1 Reward Point for every Rs. 100 spent on all offline purchases except fuel
* Fuel surcharge waiver across all fuel stations. This is Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month

As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket
Get 1% Cashback on all other spends
4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
Enjoy up to 15% off at partnered restaurants via EazyDiner
Convert transactions of Rs. 2500 or more into easy EMI
Get annual fee waived off on annual spends greater than Rs. 2,00,000

Pros
* Monthly Spend Milestone Benefit
* Fuel surcharge waiver
* Monthly fee waived

Cons
* One can’t enjoy the cashback if it’s unable to spend Rs.3000 to Rs.5000 in a month
* Below average rewards rate
* No travel benefits such as airport lounge access or any flight discounts

Pros

Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons