RBL Bank Fun+ Credit Card vs Kotak NRI Royale Signature Credit Card

Joining Fees

₹499

₹1,000

Editor's Rating

3.3

3.6

Key Features

* On spending Rs. 5000 every month, avail BookMyShow movie voucher worth Rs. 500
* Complimentary vouchers worth Rs. 3000
* When the annual spends cross Rs.4 lakhs, avail 12,000 Reward Points, which can be redeemable for select vouchers worth Rs. 3000 at rblrewards.com, on crossing Rs. 4,00,000 annual spends
* Get 20 reward points for Rs. 100 spent on dining on weekends
* Get 10 reward points for Rs.100 spent at Pizza Hut, KFC outlets, and at www.bookmyshow.com
* Get 1 Reward point for Rs. 100 on all purchases except fuel
* Avail 10% discount on movies at BookMyShow for 15 transactions in a year, with a maximum discount of Rs. 100 for each transaction
* Avail waiver of fuel surcharge at any petrol pump in India up to Rs. 100 every month. It’s applicable for transactions between Rs. 500 to Rs. 4000

  • Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
  • Fuel Surcharge Waiver 
  • Railway Surcharge Waiver 
  • NRI Royale Shield

Editor's Review

Pros
* Complimentary BookMyShow voucher worth Rs. 500
* Get 5% value back on your dining spends on weekends
* 10% discount on movies at BookMyShow

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • This card is good for Indians who are residing overseas
  • Freedom to purchase and pay in INR
  • Complimentary access to Airport Lounges in India 

Cons

  • No Golf Privileges 
  • No Concierge Services 
  • This card isn’t good for those who desire a low foreign currency mark up card


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