RBL Bank Fun+ Credit Card vs IDFC FIRST Select Credit Card

Joining Fees

₹499

₹0

Editor's Rating

3.3

2.75

Key Features

* On spending Rs. 5000 every month, avail BookMyShow movie voucher worth Rs. 500
* Complimentary vouchers worth Rs. 3000
* When the annual spends cross Rs.4 lakhs, avail 12,000 Reward Points, which can be redeemable for select vouchers worth Rs. 3000 at rblrewards.com, on crossing Rs. 4,00,000 annual spends
* Get 20 reward points for Rs. 100 spent on dining on weekends
* Get 10 reward points for Rs.100 spent at Pizza Hut, KFC outlets, and at www.bookmyshow.com
* Get 1 Reward point for Rs. 100 on all purchases except fuel
* Avail 10% discount on movies at BookMyShow for 15 transactions in a year, with a maximum discount of Rs. 100 for each transaction
* Avail waiver of fuel surcharge at any petrol pump in India up to Rs. 100 every month. It’s applicable for transactions between Rs. 500 to Rs. 4000

  • Get 3X Reward Points on Spends till Rs. 20,000 in a statement cycle
  • Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
  • Avail 1X Reward Points on Insurance premium and Utility bill payments
  • Use the Reward points to instantly pay for online or in-store purchases
  • Get 3X Reward Points on rental and property management transactions
  • Avail ‘Buy One, Get One' offer on movie tickets up to Rs. 125 on Paytm mobile app. This is valid twice per month
  • Enjoy 300+ Brand Offers all year long
  • Get up to 20% discount at 1500+ restaurants
  • Complimentary Roadside Assistance worth Rs. 1,399
  • 1% Fuel Surcharge Waiver up to Rs. 300 per month at all fuel stations in India, on transactions between Rs. 200 and Rs. 5000
  • Air Accident Cover of Rs. 1 Crore
  • Personal Accident Cover of Rs. 5,00,000
  • Lost Card Liability Cover of Rs. 50,000
  • Comprehensive Travel Insurance Cover of Rs. 22,500
  • Convert all transactions above Rs. 2,500 into easy and convenient EMIs on the mobile app
  • Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
  • Enjoy convenient transfer of balances from other bank credit cards with the bank’s balance transfer privilege

 

Premium Benefits includes as follows:

  • Availing 2 complimentary Domestic airport lounge visits per quarter, on spending Rs. 20,000 every month  
  • Availing 4 complimentary railway lounge visits per quarter
  • Cancellation For Any Reason (CFAR) insurance: Get cancellation cover for up to 2 claims up to Rs. 10,000, will be available for hotel and flight booking cancellations.

 

VISA Offers are as follows:

  • Airport Meet & Greet - Avail discounts on Airport Fast Track immigration service worldwide
  • Airport Transfers - Enjoy discounts on Airport transfer limousine service across in more than 3000 cities across 83 countries
  • Concierge 
  • Luxury Hotel Collection – Get access to over 900 luxury hotels around the globe with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, 3PM check-out upon request and others

 

MasterCard Offers are as follows:

  • Limo Service Airport Pick Up and Drop 
  • Airport Meet & Assist - Cardholders will get assistance through the airport with all aspects of their departure and arrivals
  • Get 4 complimentary Golf rounds and 12 complimentary Golf lessons per calendar year

Editor's Review

Pros
* Complimentary BookMyShow voucher worth Rs. 500
* Get 5% value back on your dining spends on weekends
* 10% discount on movies at BookMyShow

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

Pros

  • Get 10X Reward Points on crossing spends of Rs. 20,000 in a statement cycle and on birthdays
  • Domestic airport and railway lounge access
  • Get 3X Reward Points on rental and property management transactions

Cons

  • No International Airport Lounge access
  • Welcome gift voucher is only provided on spending Rs. 5000 or more within 30 days of card generation
  • No Priority Pass facility


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